Would We Just Be Better Off Without Health Insurance?

One Portland, Maine doctor seems to think so. And has the experience to prove it:

Dr. Michael Ciampi announced on April 1st that he would no longer be accepting insurance in any form as payment for his services.

But this was no April Fool’s joke: Dr. Ciampi says he decided to cut out the middleman and deal directly with his patients.

He even posted a price list on his website — from brief visits ($50) to complete physicals ($150) to minor surgery ($200-$250).

Though he did lose a few hundred patients out of about 2,000, Ciampi told the Bangor Daily News that the new policy has allowed him to reduce his overhead and pass the savings on to the consumer.

“I’m freed up to do what I think is right for the patients,” said Ciampi, who is now able to make house calls and even negotiate discounts for patients with financial hardships.

Maine Doctor Slashes Prices By Rejecting Health Insurance

Do you think we’d be better off without health insurance? Tell us about it in our discussion forum!

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5. Can Affordable Health Insurance Continue to Give You A Choice?