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How Can Even a Harvard-Educated Health Economist Can Screw Up Open Enrollment?

Yes, the system is that bad. Even experts in health insurance and health economics screw up their open enrollment choices:

“You should never have an HMO,” the neurosurgeon’s secretary told me on the phone, her voice filled with scorn. “You don’t have any out-of-network benefits. Dr. Bruce participates with no insurance plans. Only out-of-network benefits . . . → Read More: How Can Even a Harvard-Educated Health Economist Can Screw Up Open Enrollment?

Reminder: Have You Hit Your Health Insurance Deductible Yet?

Can you believe it’s October already? Halloween may be just next week, but don’t forget … there are only two months left in the year. Have you taken a look at your health insurance and particularly your health insurance deductible lately? If you’ve been using your health insurance throughout the year and have hit your . . . → Read More: Reminder: Have You Hit Your Health Insurance Deductible Yet?

Reminder: Have You Hit Your Health Insurance Deductible Yet?

Can you believe it’s October already? Halloween may be around the corner, but don’t forget … there are only a few months left in the year. Have you taken a look at your health insurance and particularly your health insurance deductible lately? If you’ve been using your health insurance throughout the year and have hit . . . → Read More: Reminder: Have You Hit Your Health Insurance Deductible Yet?

Have You Hit Your Health Insurance Deductible Yet?

You may have just survived Labor Day, but don’t forget … there are only a few months left in the year. Have you taken a look at your health insurance and particularly your health insurance deductible lately? If you’ve been using your health insurance throughout the year and have hit your health insurance deductible, now . . . → Read More: Have You Hit Your Health Insurance Deductible Yet?

Are You Ready for Open Enrollment?

We’re still some weeks away from open enrollment season, but are you ready for the health insurance maze that’s about to come baring down at 90 miles an hour? Here’s a preview of the fun that’s about to hit you in the face:

How could a mere copay, which you may think of as that . . . → Read More: Are You Ready for Open Enrollment?

Are You Getting Close to Your Health Insurance Deductible?

Have you noticed that we’re more than halfway through the year? And have you taken a look at your health insurance and particularly your health insurance deductible lately? If you’ve been using your health insurance throughout the year and have hit your health insurance deductible, now is a good time to start scheduling any last . . . → Read More: Are You Getting Close to Your Health Insurance Deductible?

Three Year-Old Maxes Out Lifetime Health Insurance Benefits

If you’ve been blithely ignoring the lifetime maximum benefits line in your health insurance summary, here’s a scary, cautionary tale:

What happens when your ailing son is about to exhaust a lifetime of health insurance benefits before his third birthday? Kelly Whaley came dangerously close to finding out.

Whaley, 34, and her husband Scottie, both . . . → Read More: Three Year-Old Maxes Out Lifetime Health Insurance Benefits

Link of the Day: the Community Assistance Program (CAP)

We’ve mentioned the Community Assistance Program (CAP) on this blog from time to time, and now the Department of Health and Human Services is reporting that the program has helped 200,000 people in 22 states gain access to health insurance in its first year. CAP grants went out to the states to set up help . . . → Read More: Link of the Day: the Community Assistance Program (CAP)

How Much Could the Co-Insurance for Specialty Drugs Cost You?

We often talk about how much the difference between co-pays and co-insurance can be, but today we thought we’d show you the difference with this story from The Huffington Post on the the costs of specialty drugs:

When Kathi Ryness’s multiple sclerosis worsened in 2000, she began taking Avonex, a drug that helps slow the . . . → Read More: How Much Could the Co-Insurance for Specialty Drugs Cost You?

Learning About High-Deductible Health Insurance the Hard Way

If you’ve been thinking about moving to a high-deductible health insurance plan to save some money on your health insurance premiums, but can’t quite pull the trigger, we found this interesting report on high-deductible health insurance by PBS:

Watch High-Deductible . . . → Read More: Learning About High-Deductible Health Insurance the Hard Way