October 2012
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Health Insurance: Are You Ready To Know What Your Kids Are Doing in College?

We are big fans of the rules which allow young adults to stay on a parent’s health insurance until their 26. For a lot of young people who haven’t been able to find jobs with health insurance benefits, it’s been an invaluable lifeline to health insurance and medical care. However, we did have to point out one wrinkle that a lot of families probably haven’t thought about:

Elizabeth Nash was 21 and just finishing her junior year at the College of William & Mary when she had a miscarriage. She planned to tell her parents about it in person, but her insurer beat her to it when, as a matter of routine, it mailed them a form that described the medical treatment she’d received.

Nash says the experience “caused a rift that took a while to repair.”

Nash, now 38, recently co-authored an analysis of state laws on health-care confidentiality for insured dependents for the Guttmacher Institute, a reproductive health organization, and was surprised to find that state laws in this area are “so lacking and vague and mushy.”

Under the Affordable Care Act, which allows adult children to stay on their parents’ plans until they reach age 26, breaches of privacy such as the one Nash experienced may become a growing problem. Since the law passed, more than 3 million young adults have gained coverage, according to the Department of Health and Human Services.

Insurance Dependents Can Face Special Challenges On Privacy

Are your children staying on your health insurance? Tell us about it in our discussion forum!

Related posts:

  1. Reminder for College Grads: Only 30 Days To Get On Your Parents’ Health Insurance Plan!
  2. Is Short-Term Health Insurance the Answer For New College Graduates?
  3. 2.5 Million More Young Adults Have Health Insurance … Are You One Of Them?
  4. Reminder: New Graduates Only Have 30 Days to Get On Parent’s Health Insurance
  5. Link of the Day: Facebook Page for Young Adult Health Insurance Coverage

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