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Did You Miss Medicare Advantage/Medicare Part D Open Enrollment Season?

We don’t know if you’ve noticed, but our handy Medicare Open Enrollment counter to your left is at zero.  Medicare Advantage and Medicare Part D Open Enrollment is over!  Did you miss your Medicare Open Enrollment season?

Unfortunately, Medicare Open Enrollment season for Medicare Advantage was super-easy to miss this year. Remember, this year (2010-2011) Medicare Advantage enrollees only had from November 15, 2010 to December 31, 2011 to change their Medicare Advantage plans.

Traditionally, Medicare Advantage enrollees also had the option to switch their plans during January, February and March of each year, but that “Open Enrollment” period is no longer available to you starting this year. If you relied on the traditional enrollment period in January, February and March to review your Medicare Advantage options and change your plan this year, unfortunately, you’re now stuck with the Medicare Advantage plan you have as of today.

However, if you missed Open Enrollment, all is not lost! You may not be able to switch between Medicare Advantage plans, but you still have the option to disenroll from your Medicare Advantage plan until February 15th, and you will be allowed to enroll in traditional Medicare and a separate Medicare Part D prescription drug plan. (If you choose traditional Medicare, remember, you may also want to enroll in a Medigap (Medicare Supplemental Health Insurance) plan.)

But if you missed Medicare Open Enrollment, whatever you do, don’t miss February 15th! After February 15th, you are “locked into” your Medicare Advantage plan unless you qualify for a special enrollment period due to certain chronic illnesses, limited income subsidy, or moving out of your Medicare Advantage plan’s service area.

Did you miss switching your Medicare Advantage plan?  Tell us about it!

Related posts:

  1. Medicare Advantage and Medicare Part D Open Enrollment Season Over Tomorrow!
  2. Christmas Eve and Medicare Open Enrollment Season is Almost Over!
  3. Medicare Advantage: Are You Prepared For A Shortened Open Enrollment Season This Year?
  4. Only Two Weeks Left of Medicare Open Enrollment; Have You Made Your Choices Yet?
  5. Is Your Medicare Advantage Plan Being Dropped? The 3 Biggest Things About Medicare Advantage to Keep in Mind

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