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California Pre-Existing Condition Health Insurance Pool (PCIP) Could be Capped in 2 Months

If you’re a Californian with a pre-existing condition and haven’t joined the California Pre-existing Condition Health Insurance Program (PCIP), it’s time to start thinking about it. According to the latest figures, the State of California may have to cap enrollment in the PCIP program if new federal dollars aren’t allocated for it. Just a few . . . → Read More: California Pre-Existing Condition Health Insurance Pool (PCIP) Could be Capped in 2 Months

Michigan Cuts Premiums for Pre-Existing Condition Health Insurance Plan (PCIP) By 10%

Some more very good news on the Pre-Existing Condition Insurance Plans (PCIPs).  The State of Michigan has announced that  it is cutting the health insurance premiums of its PCIP by 10% as of October 1st.  Health insurance premiums will range between $104 and $515 a month, depending on age and level of deductible.

“The approval by . . . → Read More: Michigan Cuts Premiums for Pre-Existing Condition Health Insurance Plan (PCIP) By 10%

Nebraska Comprehensive Health Insurance Pool to Offer Child-Only Policies

In a move welcomed by many Nebraska parents, the Nebraska Comprehensive Health Insurance Poolhas decided to accept children who cannot get health insurance because insurers in the state have stopped writing child-only health insurance policies. The decision means that Nebraska’s high-risk health insurance pool will be accepting both children with pre-existing conditions and healthy children . . . → Read More: Nebraska Comprehensive Health Insurance Pool to Offer Child-Only Policies

Enrollment Starts to Rise for Pre-Existing Condition Insurance Plans (PCIPs)

The Pre-Existing Condition Insurance Plans (PCIPs) may have been one of the most hyped parts of President Obama’s healthcare reform plan, but until recently, you would never known it by their enrollment.  Although eagerly anticipated as an affordable health insurance option for Americans who may be locked out of the health insurance market because of pre-existing conditions, enrollment . . . → Read More: Enrollment Starts to Rise for Pre-Existing Condition Insurance Plans (PCIPs)

Healthcare Reform: Missouri Cuts Health Insurance Premiums for Pre-Existing Condition Pool (PCIP)

If you live in Missouri, have a pre-existing condition and have not applied for Missouri’s new pre-existing condition health insurance plan (PCIP) because you believe that you cannot afford the health insurance premiums, we have good news for you.  Missouri has cut the health insurance premiums for its PCIP by 25% which should go a . . . → Read More: Healthcare Reform: Missouri Cuts Health Insurance Premiums for Pre-Existing Condition Pool (PCIP)

More Health Insurance Options for Americans With Pre-Existing Conditions in Illinois

With everyone talking about the controversial results of the Department of Health and Human Services’study on Americans with pre-existing conditions, we think it’s ironic that the State of Illinois has just launched a new program to help residents with pre-existing conditions get the affordable (or perhaps, more realistically, less unaffordable) health insurance that they need. . . . → Read More: More Health Insurance Options for Americans With Pre-Existing Conditions in Illinois

Pre-Existing Condition Insurance Plans (PCIPs): Is There An Easier Way to Qualify?

If you have tried to apply for your state’s Pre-Existing Condition Insurance Plan (PCIP) and had difficulty qualifying, this tip may really be able to help you as you put together your application for the pool.

The PCIPs may be designed to provide affordable health insurance benefits to Americans with pre-existing conditions, but there’s are . . . → Read More: Pre-Existing Condition Insurance Plans (PCIPs): Is There An Easier Way to Qualify?

Are Subsidies for Health Insurance Premiums Available in Your State?

If you’re struggling with finding health insurance and questions of how you can pay for it, we came across an article in The Charlotte Observer which may give you some ideas for how to find help in paying for your health insurance.

The article describes North Carolina’s high-risk health insurance pool run by Inclusive Health . . . → Read More: Are Subsidies for Health Insurance Premiums Available in Your State?

California Raises Maximum Health Insurance Premiums For Its High-Risk Pool

More bad news for Californians with pre-existing conditions. While Californians without health insurance line up to apply for the new high-risk health insurance pool under healthcare reform, those who are already in California’s high-risk pool are likely to see some hefty hikes on the health insurance premiums they already pay.

Governor Schwarzenegger’s administration has given . . . → Read More: California Raises Maximum Health Insurance Premiums For Its High-Risk Pool

Healthcare Reform: Just 1,200 Accepted For Interim High-Risk Health Insurance Pools (Pre-Existing Condition Insurance Plans) So Far

The interim high-risk health insurance pools for Americans with pre-existing conditions (now known as the Pre-existing Condition Insurance Plans or “PCIPs”) are one of the most immediate and tangible benefits of healthcare reform, but surprisingly, only 1,200 Americans with pre-existing conditions have been accepted into a pool so far.

The interim high-risk health insurance . . . → Read More: Healthcare Reform: Just 1,200 Accepted For Interim High-Risk Health Insurance Pools (Pre-Existing Condition Insurance Plans) So Far