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Obamacare: California Small Businesses To Receive Health Insurance Rebates

Last year, health insurers returned $74 million in health insurance rebates to individual health insurance policyholders, but this year it looks like small businesses will be getting the biggest share of the rebate pie:

Blue Shield of California owes $24.5 million in rebates to thousands of small-business customers, and rival Anthem Blue Cross will return . . . → Read More: Obamacare: California Small Businesses To Receive Health Insurance Rebates

Obamacare: How Much Will It Cost Small Business Owners?

If you’re a small business owner, this news may not be a surprise:

Many small-business owners worry that a new tax on insurance providers in the health-care law will mean higher premiums for them, undermining the law’s capacity to lower their health-care costs.

Starting next year, the federal government will charge a new fee on . . . → Read More: Obamacare: How Much Will It Cost Small Business Owners?

Obamacare: Is There Hope For Small Business Owners?

The Ryans are small business owners, struggling with health insurance costs which have ballooned from a mangeable $362 a month to over $1,700. What to do, what to do, as retirement approaches:

The Ryans’ insurance policy costs $1,725 a month, four times what they spend on their mortgage. They have a Cadillac plan with a . . . → Read More: Obamacare: Is There Hope For Small Business Owners?

Home Depot Co-Founder: Obamacare Will “Kill Off Small Businesses”

Are you a small business owner? Tell us about it in our discussion forum!

Number of Small Businesses With Health Insurance Plummets Since 2000

If your small business has dropped health insurance in the last few years, you are definitely not alone:

The share of small companies providing insurance plummeted from 47% to 38% between the years 2000 and 2011, according to a report from the Robert Wood Johnson Foundation.

The proportion of all companies offering insurance slid . . . → Read More: Number of Small Businesses With Health Insurance Plummets Since 2000

Obamacare: More Small Businesses Plan to Pay the Penalty

An Obamacare provision that goes into effect next year requires businesses with 50 or more full-time workers to provide health care coverage for employees. For businesses that don’t, there is a $2,000 penalty for each full-time worker above the 30-employee threshold. (Full-time workers are defined as anyone who works more than 30 hours a week . . . → Read More: Obamacare: More Small Businesses Plan to Pay the Penalty

Should Small Business Owners Be For a Single-Payer System?

Interesting follow-up to the The New York Times case study of a bakery owner’s decision on employee health insurance coverage. Bakery owner Rachel Shein had some intriguing answers to reader follow-up questions:

Q. Do you think your customers would pay a few more cents for your baked goods — especially if it allows you to . . . → Read More: Should Small Business Owners Be For a Single-Payer System?

Small Businesses: Is High-Deductible Health Insurance the Answer?

For many small business owners, it’s turning into the best, affordable answer:

Nearly a quarter of workers at companies with fewer than 200 workers were covered by such plans last year, compared with 17 percent of workers at larger firms.

Matt Grove and his wife, Annie, own a bagel business in Upstate New York. They . . . → Read More: Small Businesses: Is High-Deductible Health Insurance the Answer?

How Does a Real Small Business Cope With the New Health Insurance Requirements?

Obamacare really kicks in next year. With the law looking like it’s here to stay, small businesses are trying to cope with what they’re going to have to do for health insurance, and The New York Times looks at one small business trying to figure out what to do:

Baked in the Sun is a . . . → Read More: How Does a Real Small Business Cope With the New Health Insurance Requirements?

Will Small Businesses Self-Insure to Save Money on Health Insurance?

How will small businesses really react as Obamacare kicks in in earnest next year?

NorthBay Adventure is the kind of small business that could be expected to buy medical insurance for workers under sweeping health-act rules taking effect in 2014. But executive director George Comfort says that’s not likely to happen.

Instead, NorthBay became self-insured . . . → Read More: Will Small Businesses Self-Insure to Save Money on Health Insurance?