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Would Dropping Your Health Insurance For a PCIP Save You Money? One Couple Finds Out

If you have a pre-existing condition and your health insurance premiums have skyrocketed lately, you may be wondering why not drop your health insurance and join a pre-existing condition health insurance pool (PCIP)? After all, the PCIPs are limited in what they can charge for health insurance premiums and cap out their out-of-pocket costs at . . . → Read More: Would Dropping Your Health Insurance For a PCIP Save You Money? One Couple Finds Out

Nevada’s Pre-Existing Condition Insurance Plan (PCIP) Finally Opens For Enrollment!

If you live in Nevada and have a pre-existing conditions and no health insurance, its finally good news for another of the country’s most economically-challenged states.  It’s taken a while (to say the least!), but Nevada has finally gotten its act together and opened its Pre-Existing Condition Insurance Plan (PCIP) for coverage.  Information is available at the . . . → Read More: Nevada’s Pre-Existing Condition Insurance Plan (PCIP) Finally Opens For Enrollment!

Enrollment Starts to Rise for Pre-Existing Condition Insurance Plans (PCIPs)

The Pre-Existing Condition Insurance Plans (PCIPs) may have been one of the most hyped parts of President Obama’s healthcare reform plan, but until recently, you would never known it by their enrollment.  Although eagerly anticipated as an affordable health insurance option for Americans who may be locked out of the health insurance market because of pre-existing conditions, enrollment . . . → Read More: Enrollment Starts to Rise for Pre-Existing Condition Insurance Plans (PCIPs)

HHS To Cut Health Insurance Premiums for Pre-Existing Condition Insurance Plans

The federal government is finally doing something about the lagging enrollment in the country’s new Pre-existing Condition Insurance Plans (PCIPs). Acknowledging the reality that even the restricted health insurance premiums and out-of-pocket costs allowed under the PCIPs are still unaffordable for most Americans, the Department of Health and Human Services (HHS) has announced that health insurance . . . → Read More: HHS To Cut Health Insurance Premiums for Pre-Existing Condition Insurance Plans

Pre-Existing Condition Insurance Plans (PCIPs): Is There An Easier Way to Qualify?

If you have tried to apply for your state’s Pre-Existing Condition Insurance Plan (PCIP) and had difficulty qualifying, this tip may really be able to help you as you put together your application for the pool.

The PCIPs may be designed to provide affordable health insurance benefits to Americans with pre-existing conditions, but there’s are . . . → Read More: Pre-Existing Condition Insurance Plans (PCIPs): Is There An Easier Way to Qualify?

1 in 7 Denied Health Insurance based on Pre-Existing Conditions

I’m under 40. I don’t smoke. I rarely drink. I run 6 miles a day, teach dance several times a week and my diet is excellent. My health is generally very good, and much better than the average American’s.

I am also medically uninsurable because of a pre-existing condition, and based on a report from . . . → Read More: 1 in 7 Denied Health Insurance based on Pre-Existing Conditions

Enrollment Trickles Into the Pre-Existing Condition Insurance Plans (PCIPs), Are the Health Insurance Premiums Too High?

Enrollment for the new pre-existing condition insurance plans (PCIPs) under healthcare reform may have opened, but the applications for most of the PCIPs have only trickled in so far. It is astonishing to many who predicted that the PCIPs would be flooded with applications from Americans with pre-existing conditions who have been long-denied health insurance. . . . → Read More: Enrollment Trickles Into the Pre-Existing Condition Insurance Plans (PCIPs), Are the Health Insurance Premiums Too High?

Link of the Day: Updated Timeline for Healthcare Reform

As we come up on the six month anniversary of the passage of the Patient Protection and Affordable Care Act and the Health Care and Education Affordability Reconciliation Act, or healthcare reform, we thought we’d link today to an updated timeline for its implementation done by our friends at the Commonwealth Fund: Updated Timeline for . . . → Read More: Link of the Day: Updated Timeline for Healthcare Reform

Healthcare Reform: Just 1,200 Accepted For Interim High-Risk Health Insurance Pools (Pre-Existing Condition Insurance Plans) So Far

The interim high-risk health insurance pools for Americans with pre-existing conditions (now known as the Pre-existing Condition Insurance Plans or “PCIPs”) are one of the most immediate and tangible benefits of healthcare reform, but surprisingly, only 1,200 Americans with pre-existing conditions have been accepted into a pool so far.

The interim high-risk health insurance . . . → Read More: Healthcare Reform: Just 1,200 Accepted For Interim High-Risk Health Insurance Pools (Pre-Existing Condition Insurance Plans) So Far

The Uninsured in California Swell to 8.4 Million As Unemployment Continues to Rise

The UCLA Center For Health Policy Research has released a new study on Californians without health insurance, and the news from California continues to be discouraging. The number of Californians who lost their jobs and their health insurance increased in every county in the state, and as a result, the state’s uninsured population has reached . . . → Read More: The Uninsured in California Swell to 8.4 Million As Unemployment Continues to Rise