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February 2013
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Are Patients the Problem with Health Care Costs?

Are we part of the problem? One doctor described his frustration with trying to control medical costs:

Earlier that week, for example, he had tried to avoid ordering a costly M.R.I. scan for a patient who had been suffering from headaches. After a thorough examination, my colleague was convinced the headaches were the result of . . . → Read More: Are Patients the Problem with Health Care Costs?

Reminder: Enrollment in Pre-Existing Condition Pools (PCIPs) Closes Saturday

Reminder: if you have a pre-existing condition and are thinking of joining one of the Pre-existing Condition Insurance Plans (PCIPs), you must act now!. The PCIP program is running out of money and enrollment is closing Saturday!

The thousands who have already enrolled will not be affected by the closing, but Obama Administration officials announced . . . → Read More: Reminder: Enrollment in Pre-Existing Condition Pools (PCIPs) Closes Saturday

Free Mammograms in Dallas-Fort Worth Area, March 19th

Head’s up if you live in the Dallas-Fort Worth area and need a mammogram.

A Texas Health Harris Methodist Hospital Mobile Mammogram truck will be available 8 a.m.-4 p.m. on the Tarant County College South Campus parking lot. The 70-foot truck will focus on giving women 35 and over free mammograms that need assistance. . . . → Read More: Free Mammograms in Dallas-Fort Worth Area, March 19th

Long-Term Care Insurance Rates For Women Likely to Rise

If you’re a woman who is thinking about buying long-term care insurance, we have some bad news. Genworth Financial, the country’s largest carrier of long-term care insurance is substantially raising long-term care insurance rates for women policyholders and it doesn’t look like it’s going to stop there:

“This change is being made now to reflect . . . → Read More: Long-Term Care Insurance Rates For Women Likely to Rise

Tax Season Review: The Small Business Health Insurance Tax Credit

With many small businesses having to file their taxes by March 15th, this is just a reminder about the small business health insurance tax credit. If you haven’t already, it’s time to start breaking out the calculator and working through the pound of taxed flesh which will be due to the federal government in a . . . → Read More: Tax Season Review: The Small Business Health Insurance Tax Credit

CalPERS Long-Term Care Insurance Premiums to Jump 85%

Nope, sadly, that’s not a typo. If you get long-term care insurance through CalPERS you may have to start looking elsewhere:

Dailey Mayo received some stunning news in the mail last week: an 85% rate increase for the long-term-care insurance he has had for 15 years from the California Public Employees’ Retirement System.

The retired . . . → Read More: CalPERS Long-Term Care Insurance Premiums to Jump 85%

Reminder: RAM Brings Free Medical, Dental, Vision Care To Tennessee March 9th, 10th

Head’s up to our friends in Tennessee. The Remote Area Medical (RAM) mobile clinic will be holding a free clinic at Pigeon Forge High School in Sevier County, Tennessee on Match 9th and 10th, providing free medical, dental, and vision care to the uninsured, underinsured, unemployed and anyone else who cannot pay for care, both . . . → Read More: Reminder: RAM Brings Free Medical, Dental, Vision Care To Tennessee March 9th, 10th

Will Your Employer Be Dropping Your Spouse from Health Insurance Coverage?

A new trend as employers continue to cut costs:

And health law guidelines proposed recently mandate coverage of employees’ dependent children (up to age 26), but husbands and wives are optional. “The question about whether it’s obligatory to cover the family of the employee is being thought through more than ever before,” says Helen . . . → Read More: Will Your Employer Be Dropping Your Spouse from Health Insurance Coverage?

Are Small Business Owners Doomed in a Medical Emergency?

That’s what we were wondering reading this story about Sean and Stephanie Recchi who own a small technology business. After Sean was diagnosed with non-Hodgkin’s lymphoma, the Recchis tried to make an appointment at the famed MD Anderson Cancer Center:

Because Stephanie and her husband had recently started their own small technology business, they were . . . → Read More: Are Small Business Owners Doomed in a Medical Emergency?

Is Your Health Insurance Tax Break Worth More Than Your Mortgage Interest Deduction?

Starting this year, you’ll know the answer to that question. This year’s W-2s include the cost of your employer-sponsored health insurance plan in the box marked #12. Since your employer-sponsored health insurance is excluded from your taxable income, you’ll be able to make a direct comparison to your tax-deductible mortgage interest. And the result may . . . → Read More: Is Your Health Insurance Tax Break Worth More Than Your Mortgage Interest Deduction?